The Complete Debt Relief Manual
The Complete Debt Relief Manual by John Oswald, published by AuthorHouse in 2013, is a comprehensive guide designed to assist individuals in paying off and eliminating various types of debt. This 116-page manual presents a structured approach to budgeting and offers detailed steps, sample letters, and checklists to navigate the complexities of debt management. It addresses key issues such as negotiating settlements with credit card companies and the IRS, managing debt collector interactions, and understanding the implications of declaring bankruptcy.
Readers will find practical advice on improving their credit scores and repairing their credit, all rooted in the author’s personal experiences and lessons learned. The manual emphasizes the importance of informed decision-making while steering clear of scams related to debt settlement or consolidation. Although it does not cover foreclosure due to its specialized nature, the book remains a valuable resource for those seeking effective strategies in finance and economics, particularly in the context of debt relief.
Official synopsis Publisher
The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer’s perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score. Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author’s painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.
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