The 10% Plan for Life
The 10% Plan for Life by Ralph Milano, published by iUniverse in February 2010, is a concise guide aimed at young individuals transitioning from high school to college and their first job. This 76-page book presents a structured savings plan that covers essential topics such as saving strategies, stocks, credit cards, insurance, and how to avoid scams, making it a practical resource for those starting out in life.
Readers will find a step-by-step approach that draws on the author’s personal experiences and insights gained from working in a Fortune 500 company while pursuing a degree. The book emphasizes the importance of having a financial plan and offers guidance tailored for teenagers and young adults. With a focus on personal finance and business principles, this edition serves as a foundational tool for navigating financial decisions in early adulthood.
Official synopsis Publisher
THIS IS A SAVINGS PLAN FOR PEOPLE STARTING OUT IN LIFE. A STEP BY STEP GUIDE FOR THE SEVENTEEN YEAR OLD GOING FROM HIGH SCHOOL, TO COLLEGE AND THEN THERE FIRST JOB. IT COVERS SAVING PLANS, STOCKS, CREDIT CARDS, INSURANCE AND HOW TO AVOID SCAMS.
I started work in 1968 after two years in the army, 16 of those months were overseas. I attended St. Peter’s College in Jersey City, NJ at night, earning a B.A. degree. While going to school at night, I was employed at a major fortune 500 company during the day. This is where I found ways to save money through company plans such as: 401 k, pension plans, profit sharing plans, stock and dividend plans. This is when I came up with the idea that you need a plan in life. After studying all of these plans, I came up with the plan for me which I will gladly share with the students of America.
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