Never Too Late

Never Too Late by Gail Vaz-Oxlade, published by HarperCollins in December 2013, is a revised and updated guide focused on retirement planning. This 352-page book addresses the common challenges individuals face when preparing for retirement, emphasizing the importance of starting the savings process regardless of one’s financial situation. Vaz-Oxlade demystifies complex financial jargon and encourages readers to take actionable steps toward their retirement goals.
In this edition, readers will find practical advice tailored to their unique circumstances, moving away from the notion of a universal savings target. The book outlines how to assess one’s current financial status and set achievable objectives, making retirement planning accessible to everyone. With a focus on personal finance, Never Too Late provides concrete strategies for taking control of one’s financial future, ensuring that readers can create a plan that works for them.
Official synopsis Publisher
Freshly updated retirement advice from one of Canada’s most trusted financial writers
We all know we should save for retirement, right? But we don’t. We’re just not sure where to start, or when. Experts conjure magic numbers and use complicated terminology. Do we really need a million dollars? And if we don’t have a snowball’s chance in hell of saving that much, should we even bother?
Gail’s answers are no and yes—there is no magic number that fits everyone, and yes, you must bother! The hardest part of retirement planning is getting started, so Gail walks you through the steps to put momentum on your side—even if it’s with as little as a dollar a day. She’ll help you figure out where you are now, where you want to be and how to get there.
No expert, Gail included, should offer a one-size-fits-all solution, which is why Never Too Late has concrete steps for developing a plan that is right for you. Never Too Late is about cutting through the crap, taking charge and taking action to create the future you want.
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