Fair Credit Reporting
Fair Credit Reporting by Chi Chi Wu is an extensive treatise published by the National Consumer Law Center in 2013. This 8th edition spans 1200 pages and provides a thorough examination of the latest changes in credit reporting, including updates mandated by the Dodd-Frank Act, new rules from the CFPB, and interpretations from the FTC. The book addresses various aspects of consumer credit law, detailing compliance requirements, consumer access to reporting files, and issues related to identity theft.
Readers will find in-depth guidance on critical topics such as the responsibilities of creditors, accuracy requirements, and the process for disputing data in credit reports. The treatise also covers privacy issues and the obligations of consumer report users. Additionally, when ordered through the publisher, readers gain access to a companion website featuring appendices, statutes, and practice aids, enhancing the practical utility of this resource for understanding consumer credit law and legislation.
Official synopsis Publisher
Dodd-Frank Changes, New CFPB Rules, and FTC Interpretations
The treatise explains the latest changes in credit reporting required by the Dodd-Frank Act, new CFPB rules, FTC staff interpretations, and important new court decisions. Also covered are the Credit Report Organizations Act, Gramm Leach Bliley, and state credit reporting statutes.
Guidance from the Experts • Who must comply with the FCRA — you will be surprised!
• Consumers’ access to their reporting file
• Identity theft
• Responsibilities of creditors and other furnishers
• Information that cannot be reported
• Accuracy requirements
• Disputing data in a report
• Credit scores
• Investigative reports
• Obligations of consumer report users
• Privacy issues
• Advising clients about their credit record.
If ordered through the publisher National Consumer Law Center, this treatise includes access to a companion website with the appendices, statutes, pleadings, primary sources and other practice aids. Search for documents by category or with a table of contents or various keyword search options. All documents can be downloaded, printed, and copy-pasted. Pleadings are also available in Word format. Web access for this title is free if ordered through NCLC and remains available as long as this title is kept current through NCLC.
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